Zero Debt Again

Maybe someday
Saved by zero
I'll be more together
--The Fixx

After paying off my home mortgage several years ago, I promised myself to remain debt free. Simply put, debt reduces freedom.

In January 2016 I broke that vow when I bought a vehicle on ridiculous 0.1% annual financing terms for a 24 month loan. The interest expense on a multiple five figure loan amounted to a couple hundred dollars.

Fast forward two years. Just made my final payment on the car loan. Although the cost was trivial, am grateful to carrying zero debt again.