Swedish Meatballs

"Just remember. License never replace eye, ear, and brain."
--Mr Miyagi (Karate Kid)

Hadn't realized that Sweden's Riksbank instituted negative interest rates on bank deposits at the central bank this past summer. The idea is to spur bank lending by providing a disincentive for banks to hoard reserves.

But what if folks don't want to borrow?

A logical follow-up step is to institute negative interest rates on individual checking, savings, and money market deposits (in fact, the Fed has written white papers on this very subject).

Yes, force people to borrow and spend--that's the certain road to prosperity.