Divining Debt

I saw the sign
And it opened up my eyes
I saw the sign
Life is demanding without understanding
--Ace of Base

Did God create persistent debt as a signal of excess and unsustainability? We borrow to live larger in the present than we otherwise could. Yes, some borrowing is done to invest in projects that improve productivity in the future. If that productivity improvement materializes, then the debt should be extinguished.

Debt that persists--or increases--tells us that the payoff is not materializing.

Perhaps this is God's way of telling us that we need to change. That we need to live more within our means.

He is warning that today's debt-funded excess, if left unchecked, portends tomorrow's squalor.