Free Feeling

I looked out this morning and the sun was gone
Turned on some music to start my day
Then lost myself in a familiar song
I closed my eyes and I slipped away
--Boston

After another chunky mortgage payment this month, I've reached a personal milestone. Am now carrying more cash than debt. Haven't been in this position since before I commenced home ownership in 1996.

The higher cash:debt, the more liquid you are. Plus you're in a position to extinguish the debt at your discretion. Freedom

Feels good.