Money Warehouses

You must have heard the cautionary tales
Of dangers hidden on cul-de-sac trails
From wiser men who've been through it all
And ghosts of failures spray-canned upon the wall
--Pete Townshend

Thesis that we're headed toward a period where people will see value in depositing their cash in what essentially are 'money warehouses.' You would not get paid interest because a warehouse would not speculate with your funds. Instead, you would pay the warehouse for keeping your deposits safe.

You would be on the hook to do your due diligence to make sure that the warehouse was secure to your liking.

This is what banks originally did. Progressively, however, they moved toward today's leveraged, protected model that is the source of much systemic risk and fraud

I do sense entrepreneurial opportunity here.