Opt Out Wish

"You can have my college money, and my Social Security checks."
--Wyatt Donnelly (Weird Science)

Another report finding that Americans would be better off keeping their payroll tax contributions currently going to Social Security and saving for retirement themselves.

Other studies indicate that many Americans do not expect Social Security to still be around when they retire. However, many of these same people want to keep the system going because they have been forced to pay into Social Security in the past and they hope to get out what they put in.

It is likely, of course, that these people will actually receive far more than they put in, thereby bankrupting the system.

Personally, if there was an opportunity to opt out of the Social Security system by letting the Feds keep all of my past 'contributions', then I would do it in a heartbeat.